>not sure this is a good idea.
>
>sure, some parents will ball out and still be irresponsible
>with finances but I think financial stress plays a big part
>in emotional well being.
>
>I’ve seen first hand how being broke and stressed ruins
>households.

I say either directly to childcare or a choice of a savings account or investment portfolio similar to a 401k that can be spent on education.

You may think the average American holds themselves to the parenting standards that the people in your social group do. I don't. Giving folks more money for having kids without any proof of active parenting isn't going to help make our country a better place.