looks like my private student loans were "forgiven". fantastic right? eh, now i might be hit with a huge tax bill.

i got letters that after reviewing their accounts the lender has decided not to pursue the debt. showing as 0 balance as of december. says i might receive a 1099. obviously its debt i was not making payments towards so its not exactly a weight off my shoulders. in the long term its good, i think. i was starting to get hit in my credit score so i imagine that will soften up going forward.

im doing some research, i might be able to get an exemption. if i do have to pay the estimates im coming up with range from my whole upcoming bonus to having to make a sizable monthly payment for 6 years.

oof

yay?