First, if the reward program is hard to understand it's because they purposely do it. VlauePenguin has a page on this program:
http://www.valuepenguin.com/chase-sapphire-reserve-credit-card

You can compare it to other programs and see if it's for you. Buy paying $450 to get $1500 seems pretty good - for the first year at least.

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My mother has a Southwest Rapid Rewards Visa.

It had a threshold too - but I find that if you just charge everything possible to the card you'll do it easily.

Groceries, gas, restaurants, snow tires, Target runs - put it all on the card and pay the card off each month. I've used the card to buy a computer with and just gave her the cash.

She's spent enough on it to have "companion status" now where she gets to take a person free on any flight.


The annual fee is $99.

http://www.valuepenguin.com/southwest-airlines-credit-cards

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Gone: My Discogs collection for The Roots:
http://www.discogs.com/user/tomhayes-roots/collection