unless I signed some shit and the rate jumped from $800 to $1800

I gave them the finger and found some new insurance.

I fucked up big time when I first bought my house. They kept fucking with me over a tree limb. I shrugged and called them back a few months later and they were like. You ain’t covered. Had to pay a grip that year.

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TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*