Printer-friendly copy Email this topic to a friend
Lobby General Discussion topic #13518699

Subject: "Okay finance: what do you use to help with budgeting?" Previous topic | Next topic
tariqhu
Charter member
18425 posts
Wed Apr-30-25 03:13 PM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy listClick to send message via AOL IM
"Okay finance: what do you use to help with budgeting?"


          

and what funds manager for your retirement accounts?

I was using a company called Empower for both. going to move the to Edelman for the retirement stuff.

initially, I used Mint for years, but it's dead. what do yall use?

Y'all buy those labels, I was born supreme

  

Printer-friendly copy | Reply | Reply with quote | Top


Topic Outline
Subject Author Message Date ID
I have used Quicken for 20+ years.
Apr 30th 2025
1
budget was definitely the wrong word lol
May 01st 2025
3
I recently moved my funds to Fidelity
Apr 30th 2025
2
fidelity is who my company uses.
May 01st 2025
5
add on.
May 01st 2025
4
You got to follow the latest
May 01st 2025
6
excel
May 01st 2025
7

Buddy_Gilapagos
Charter member
50136 posts
Wed Apr-30-25 06:02 PM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy list
1. "I have used Quicken for 20+ years. "
In response to Reply # 0


  

          

I can tell you how I have spent just about every dollar I have made in that time frame. Ain't helped me lick to actual budget. Like I can tell you how much I spent on coffee in 2024, but I haven't really made a coffee budget for myself. It does help me spot trends.

I've been looking for something like a dash board where I can calculate my networth and make budgeting decisions in a moments notice. I think some people have figured out how to do that with Quicken, but I have not.

EMpower was cool. I don't think it was compatible with all my accounts so I stopped using.

I like rocketmoney to help me find random subscriptions.

But other than that, here to hear what others like.

**********
"Everyone has a plan until you punch them in the face. Then they don't have a plan anymore." (c) Mike Tyson

"what's a leader if he isn't reluctant"

  

Printer-friendly copy | Reply | Reply with quote | Top

    
tariqhu
Charter member
18425 posts
Thu May-01-25 10:43 AM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy listClick to send message via AOL IM
3. "budget was definitely the wrong word lol"
In response to Reply # 1


          

should've said to keep track of spending and income.

I suck at budgeting too.

Y'all buy those labels, I was born supreme

  

Printer-friendly copy | Reply | Reply with quote | Top

legsdiamond
Member since May 05th 2011
82407 posts
Wed Apr-30-25 07:57 PM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy list
2. "I recently moved my funds to Fidelity"
In response to Reply # 0


          

but I haven't tapped into the funds management stuff yet.

I don't think I really want to know how bad I am at budgeting.. lol.

Also, I don't like inputting all my passwords into these budgeting apps. Seems like an easy way to get got.

****************
TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*

  

Printer-friendly copy | Reply | Reply with quote | Top

    
tariqhu
Charter member
18425 posts
Thu May-01-25 10:46 AM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy listClick to send message via AOL IM
5. "fidelity is who my company uses."
In response to Reply # 2


          

I met with their onsite person this week and she hipped me to the fund management company that'll give me lower fees than Empower.

Y'all buy those labels, I was born supreme

  

Printer-friendly copy | Reply | Reply with quote | Top

tariqhu
Charter member
18425 posts
Thu May-01-25 10:44 AM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy listClick to send message via AOL IM
4. "add on."
In response to Reply # 0


          

what about high yield savings accounts? what banks are you all using?

Y'all buy those labels, I was born supreme

  

Printer-friendly copy | Reply | Reply with quote | Top

    
Buddy_Gilapagos
Charter member
50136 posts
Thu May-01-25 12:57 PM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy list
6. "You got to follow the latest"
In response to Reply # 4


  

          

Different banks run different promotions all the time with 4, 5 and even 6 percent interest rates on saving accounts.

But read the fine print to see how long that rate lasts. I did it with Citibank when it had a 6% promotion but it only lasted 3 months.


**********
"Everyone has a plan until you punch them in the face. Then they don't have a plan anymore." (c) Mike Tyson

"what's a leader if he isn't reluctant"

  

Printer-friendly copy | Reply | Reply with quote | Top

spades
Member since Mar 22nd 2006
44419 posts
Thu May-01-25 01:21 PM

Click to send email to this author Click to send private message to this authorClick to view this author's profileClick to add this author to your buddy list
7. "excel"
In response to Reply # 0


  

          

********************************

Get Out The Room!
http://getouttheroom.podomatic.com
@fakewilliamkatt

"You probably wouldn't worry about what people think of you if you could know how seldom they do!" - Olin Miller

  

Printer-friendly copy | Reply | Reply with quote | Top

Lobby General Discussion topic #13518699 Previous topic | Next topic
Powered by DCForum+ Version 1.25
Copyright © DCScripts.com