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Subject: "ever gotten an mri without using insurance or the process?" Previous topic | Next topic
tariqhu
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15802 posts
Fri Sep-11-20 11:52 AM

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"ever gotten an mri without using insurance or the process?"


          

my knee is trippin lately and need to get it looked into. doing it through the whole insurance process looks like it'll actually cost me more than doing it independently. and may take longer because of pre-auth bs.

have any of you done this? how was it?

Y'all buy those labels, I was born supreme

  

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Topic Outline
Subject Author Message Date ID
You call the clinics and get their cash price.
Sep 11th 2020
1
yeah, I found a place the does it for 399.
Sep 11th 2020
4
have you compared rates?
Sep 11th 2020
2
nah, my deductible would still have to be paid for this year.
Sep 11th 2020
5
      it still may be cheaper...
Sep 11th 2020
7
           its not cheaper for this case.
Sep 11th 2020
8
Have you tried going to urgent care first?
Sep 11th 2020
3
haven't tried them. worth a look at least.
Sep 11th 2020
6
look into a sports ortho urgent care place
Sep 12th 2020
9
thx.
Sep 12th 2020
10
I went an independent imaging place.
Sep 23rd 2020
11

handle
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17126 posts
Fri Sep-11-20 12:13 PM

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1. "You call the clinics and get their cash price."
In response to Reply # 0


          


You go in, get it done, pay cash, and they give the results on a disk.

You give the disk to your doctor.

My mom used: https://www.simonmed.com/patient-information/covid-19

------------


Gone: My Discogs collection for The Roots:
http://www.discogs.com/user/tomhayes-roots/collection

  

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tariqhu
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Fri Sep-11-20 02:45 PM

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4. "yeah, I found a place the does it for 399."
In response to Reply # 1


          

might give them a shot. gotta do some more research. don't want the doc to get a bunch of polariods.

Y'all buy those labels, I was born supreme

  

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Trinity444
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Fri Sep-11-20 12:18 PM

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2. "have you compared rates? "
In response to Reply # 0


  

          

you may pay less going through your insurance because of the contractual rate.

why an MRI? lol



  

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tariqhu
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15802 posts
Fri Sep-11-20 02:48 PM

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5. "nah, my deductible would still have to be paid for this year."
In response to Reply # 2


          

and I'd have to pay 20% of whatever costs after that.

I've had surgery before on this knee. you just kinda know from the feel that something isn't right and its not bone related. only way to see none bone stuff is with an mri.

Y'all buy those labels, I was born supreme

  

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Trinity444
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41506 posts
Fri Sep-11-20 03:27 PM

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7. "it still may be cheaper..."
In response to Reply # 5


  

          

if the normal fee for the mri is $1000.,the contractual rate with the insurance may only cost you $500 out of pocket vs $1000. the prior auth, shouldn’t be a hassle if you’ve had conservative treatment already. like, physical therapy.




  

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tariqhu
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15802 posts
Fri Sep-11-20 04:06 PM

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8. "its not cheaper for this case."
In response to Reply # 7


          

I still have 1375 out of pocket to meet the deductible before insurance pays anything. after that, still have to pay the 20% whatever the ocst would be.

there are places that this for way less and way less hassle. all pre-auth shouldn't be difficult, but more time added just to follow a process when I already pretty know this isn't going to be fixed with ice and meds.

Y'all buy those labels, I was born supreme

  

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luminous
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11640 posts
Fri Sep-11-20 12:24 PM

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3. "Have you tried going to urgent care first?"
In response to Reply # 0


  

          

They can do x-rays and sonograms. Not sure about MRIs.

Do you need surgery?

--
Sometimes you have to look reality in the face and say 'No!'
-Ben (Reaper)

  

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tariqhu
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Fri Sep-11-20 02:52 PM

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6. "haven't tried them. worth a look at least."
In response to Reply # 3


          

I think I need surgery based on what it feels like. had the xray last week and they didn't see much issue with the bones.

I really don't want them to cut on it again, but it might be the best option. it's been fine for years. running, biking, etc. but over the last couple of weeks, its been hurting and I can bend it well.

Y'all buy those labels, I was born supreme

  

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kingjerm78
Member since Jul 05th 2007
24679 posts
Sat Sep-12-20 01:37 AM

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9. "look into a sports ortho urgent care place"
In response to Reply # 0


  

          

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tariqhu
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Sat Sep-12-20 09:18 AM

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10. "thx."
In response to Reply # 9


          

didn't know there was such a thing.

Y'all buy those labels, I was born supreme

  

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tariqhu
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15802 posts
Wed Sep-23-20 09:56 AM

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11. "I went an independent imaging place."
In response to Reply # 0


          

cost $400. in and out in half and hour. got a CD with the images. Also go a readout from their doc telling me what he saw.

I'd definitely recommend going this route if you need an mri. way cheaper and easier than getting it done through the doc's office.

before I scheduled it, I talked to the mri scheduler at the doc's office. told her I was thinking getting done elsewhere. she said, yeah, that'll be way cheaper that letting them do it.

Y'all buy those labels, I was born supreme

  

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