"ever gotten an mri without using insurance or the process?"
my knee is trippin lately and need to get it looked into. doing it through the whole insurance process looks like it'll actually cost me more than doing it independently. and may take longer because of pre-auth bs.
5. "nah, my deductible would still have to be paid for this year." In response to Reply # 2
and I'd have to pay 20% of whatever costs after that.
I've had surgery before on this knee. you just kinda know from the feel that something isn't right and its not bone related. only way to see none bone stuff is with an mri.
7. "it still may be cheaper..." In response to Reply # 5
if the normal fee for the mri is $1000.,the contractual rate with the insurance may only cost you $500 out of pocket vs $1000. the prior auth, shouldn’t be a hassle if you’ve had conservative treatment already. like, physical therapy.
8. "its not cheaper for this case." In response to Reply # 7
I still have 1375 out of pocket to meet the deductible before insurance pays anything. after that, still have to pay the 20% whatever the ocst would be.
there are places that this for way less and way less hassle. all pre-auth shouldn't be difficult, but more time added just to follow a process when I already pretty know this isn't going to be fixed with ice and meds.
6. "haven't tried them. worth a look at least." In response to Reply # 3
I think I need surgery based on what it feels like. had the xray last week and they didn't see much issue with the bones.
I really don't want them to cut on it again, but it might be the best option. it's been fine for years. running, biking, etc. but over the last couple of weeks, its been hurting and I can bend it well.
11. "I went an independent imaging place." In response to Reply # 0
cost $400. in and out in half and hour. got a CD with the images. Also go a readout from their doc telling me what he saw.
I'd definitely recommend going this route if you need an mri. way cheaper and easier than getting it done through the doc's office.
before I scheduled it, I talked to the mri scheduler at the doc's office. told her I was thinking getting done elsewhere. she said, yeah, that'll be way cheaper that letting them do it.
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