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- PayPal gives me instant access to my funds
- Many of the small businesses that I order from online use PayPal as the sole option or one of many options. Think Okayplayer, Philadelphia Printworks, Oyin Handmade...so many.
- I like don't like putting my debit/credit/checking information directly into individual websites. I like a middle man, like PayPal, for online transactions. To me, it's safer.
- I am open to using Google Pay and Amazon Pay, too, but I still websites using PayPal more often.
- Outside of the web, I use CashApp, as the customer for food/catering pop-ups in the city. I don't like the informality of CashApp for conducting business. I think it's more appropriate for family and friends--not paying for a kid's extracurriculars! PayPal has seller/buyer protections, a formal invoice process, etc.
As an aside, this post is very timely because I just learned, very late into the game, that eBay is switching to "managed payments." All of this is likely the result of the split between eBay and PayPal.
I'm so mad because it means I won't have instant access to my funds anymore. Sellers are going to have to wait at least 1-2 days.
My financial situation has drastically improved and I won't need instant access to funds as I did before but I'm still upset. eBay had an advantage over sites that make you wait days or weeks for payment, e.g. Amazon Marketplace, Poshmark. I feel for people who are cash strapped and rely on eBay for emergencies. eBay got me through a rough period of unemployment and some folks are going to SOL in 2021.
-- "Music is not to be possessed; it's to be shared.” - James Mtume
"Just stay loose, keep it raw, and bang ya drums out sometimes." - Madlib
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