Do you pay for any of your credit cards? Is this a business expense for most people?

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“There is no fate that cannot be surmounted by scorn.” -Albert Camus

I'd never pay anything over $100 unless the rewards/points were astronomical. Paying a $600 fee would probably wipe out most if not all (or more) of the rewards/points you'd receive on any given credit card unless you find a card with some insane program that I've never heard of, or you spend a ton of money. Haha.

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"Fuck aliens." © WarriorPoet415

I get it all back plus some more.

$300 travel credit
3x cash back on travel and restaurants
Trip delay insurance (used it once a year saving me from playing $300 for a hotel and food)
Airport lounge access
1.5 to 1 ratio when redeeming points for travel (turns a $500 flight to a $333 flight)


They're raising the fee to $550 though. At that level, I don't think it works for me. They are adding some Lyft and door dash benefits, but I don't use that stuff often


So I'll probably downgrade after next year after I re-up on their TSA pre check reimbursement

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That annual fee hitting all at once stings, but rationalize it pretty quick.

but they also let me have a buddy ticket, for my wife or whomever, if I purchase a ticket for myself.

Y'all buy those labels, I was born supreme

The AmEx Platinum Card is $550 a year.
But, you get $200 in airline fee credits and $200 in Uber credits for the card cost.
That makes it worth it right there.
Not to mention added airport lounge access, plus TSA PRE/GlobalEntry reimbursement every 5 years and the plenty of other travel perks.

Probably all expensive cards, like that one, offer comparable perks.
So, my answer is...if it's worth it.

$600 seems like a lot.

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“There is no fate that cannot be surmounted by scorn.” -Albert Camus

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Sometimes you have to look reality in the face and say 'No!'
-Ben (Reaper)

If you need any help, don't. Hesitate to ask.