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Lobby General Discussion topic #12720163

Subject: "black ppl & money: tax refund edition" Previous topic | Next topic
Binlahab
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182565 posts
Fri Feb-06-15 05:44 AM

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"black ppl & money: tax refund edition"


  

          

now i know this may happen to OTHER ethnicities or cultures

but im not talking abt them right now. im talking abt US.

im seeing the lil before/after taxes vines & memes & thats really cute & LOL worthy (not) because its based on some real shit.

ie people get a tax refund &
a) go nuts
b) think thats good

ok...i love yall. i swear i love my people like i love weed

(sidebar: i have never used or taken or in ANY way abused ANY illegal narcotic or substance ever in life, dont know shit abt it or anything else this is for internet purposes ONLY)

but PLEASE please please PLEASE stop this.

unless you got kids or pay a mortgage (for that good mortgage deduction)

you SHOULDN'T be getting a damn tax refund! That means you gave the govt a interest free loan for the whole previous year! they aint GIVING you any money! they are repaying what you gave THEM!

and instead of saving that...or investing it or in SOME way making it work for you

if you spend it on bullshit...

*shakes fist in anger & impotence @ the sky*

DONT DO THAT SHIT!

please.

recongifure your lil W2 or whatever & get your taxes straight throughout the year. the optimal goal is when its tax time...you dont owe them...they dont owe you. everybody is straight.

please.

please stop doing this.


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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Topic Outline
Subject Author Message Date ID
RE: black ppl & money: tax refund edition
Feb 06th 2015
1
thanks Suze Orman.
Feb 06th 2015
2
grasshopper & the ant
Feb 06th 2015
3
      right.
Feb 06th 2015
10
mostly true
Feb 06th 2015
4
as a father of 2 w/ a mortgage & student loans
Feb 06th 2015
5
i think we know....no...i know we know
Feb 06th 2015
6
then if people know...why do they do it?
Feb 06th 2015
7
      the only ones stuntin on tax time is baby mothers...niggas
Feb 06th 2015
8
           right.
Feb 06th 2015
11
this is hella low on the black financial priority list
Feb 06th 2015
9
Yeah its low but its currently tax season, so its valid.
Feb 06th 2015
20
speeches only reach those who already know about it...
Feb 06th 2015
12
i can't buy jorns and weed, bin?!
Feb 06th 2015
13
bah. do it.
Feb 06th 2015
14
...
Feb 06th 2015
15
I always get a refund but it's a low amount...
Feb 06th 2015
16
lol @ your sig especially in this post.
Feb 06th 2015
17
ps: when i get mine i literally am buying jordans & weed.
Feb 06th 2015
18
Man you're right as hell because I get money back every year.
Feb 06th 2015
19
Interest rate is like 0.05% right now...
Feb 06th 2015
21
Just a bit of clarification folks
Feb 06th 2015
22

neuro_OSX
Member since Oct 29th 2004
1157 posts
Fri Feb-06-15 07:21 AM

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1. "RE: black ppl & money: tax refund edition"
In response to Reply # 0


  

          

Yea its all smoke and mirrors, folk should properly configure their W2s and be dropping an extra hundred plus (minimum) in their savings account every month, but ya know.. shrug

"You used to be so cool, but now, you know you're so cold"

  

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SoWhat
Charter member
154163 posts
Fri Feb-06-15 07:24 AM

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2. "thanks Suze Orman."
In response to Reply # 0


  

          

but i'm good. i like giving the gov't an interest free loan and getting a big chunk of change at this time of year. i use it to buy some big ticket item or go on a trip. along w/paying bills.

it's fun. i'll keep doing it.

fuck you.

  

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Binlahab
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182565 posts
Fri Feb-06-15 09:00 AM

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3. "grasshopper & the ant"
In response to Reply # 2


  

          

oh well


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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SoWhat
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154163 posts
Fri Feb-06-15 09:15 AM

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10. "right."
In response to Reply # 3


  

          

both get eaten.

fuck you.

  

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Jay Doz
Member since Dec 13th 2005
8642 posts
Fri Feb-06-15 09:05 AM

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4. "mostly true"
In response to Reply # 0
Fri Feb-06-15 09:05 AM by Jay Doz

  

          

don't forget about tax credits though. not all refunds are from improperly balanced deduction schedules.

-------
"A man who is good enough to shed his blood for his country is good enough to be given a square deal afterwards. More than that no man is entitled, and less than that no man shall have." - TR

  

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Binlahab
Charter member
182565 posts
Fri Feb-06-15 09:08 AM

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5. "as a father of 2 w/ a mortgage & student loans"
In response to Reply # 4


  

          

im SOO not forgetting that

but if you have no kids...no mortgage...no student loans...& ARE getting a refund...youre fucking up.


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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ambient1
Member since May 23rd 2007
41077 posts
Fri Feb-06-15 09:09 AM

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6. "i think we know....no...i know we know"
In response to Reply # 0


  

          

=======================================
Coolin...

  

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Binlahab
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182565 posts
Fri Feb-06-15 09:11 AM

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7. "then if people know...why do they do it?"
In response to Reply # 6


  

          

i dont understand

if you know this...and do it anyway...wtf is the issue?


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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ambient1
Member since May 23rd 2007
41077 posts
Fri Feb-06-15 09:14 AM

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8. "the only ones stuntin on tax time is baby mothers...niggas "
In response to Reply # 7


  

          

just try to get in good so ol girl can break em off

which is what the meme's be about


if you aint got no dependents then u aint stuntin
and niggas know that

=======================================
Coolin...

  

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SoWhat
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154163 posts
Fri Feb-06-15 09:15 AM

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11. "right."
In response to Reply # 8


  

          

fuck you.

  

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southphillyman
Member since Oct 22nd 2003
90059 posts
Fri Feb-06-15 09:14 AM

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9. "this is hella low on the black financial priority list"
In response to Reply # 0


  

          

the people who get the MOST from their tax return and really party off it typically aren't overpaying
the people who barely notice their tax return and still over pay probably aren't sweating it as they likely know + have currently have retirement funds/investments
if it's <$1000 it's not that deep and may be worth the psychological benefits

~~~~~~

  

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Binladen
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14116 posts
Fri Feb-06-15 09:43 AM

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20. "Yeah its low but its currently tax season, so its valid."
In response to Reply # 9


  

          

  

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BigJazz
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24443 posts
Fri Feb-06-15 09:16 AM

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12. "speeches only reach those who already know about it..."
In response to Reply # 0


  

          


***
I'm tryna be better off, not better than...

  

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Madvillain 626
Member since Apr 25th 2006
10016 posts
Fri Feb-06-15 09:16 AM

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13. "i can't buy jorns and weed, bin?!"
In response to Reply # 0


  

          

what if i put a lil in savings...and buy jorns and weed? you happy?

i'm coppin a meditation cushion, i would think getting peace of mind is a good investment. BUT...i also need that good whole foods steak

-------------------------------
If life is stupendous one cannot also demand that it should be easy. - Robert Musil

  

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Binlahab
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182565 posts
Fri Feb-06-15 09:22 AM

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14. "bah. do it. "
In response to Reply # 13


  

          

obviously im tripping


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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Crash Bandacoot
Member since May 13th 2003
9786 posts
Fri Feb-06-15 09:29 AM

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15. "..."
In response to Reply # 0
Fri Feb-06-15 09:29 AM by Crash Bandacoot

          

>

  

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StephBMore
Member since Sep 11th 2014
1373 posts
Fri Feb-06-15 09:31 AM

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16. "I always get a refund but it's a low amount..."
In response to Reply # 0


  

          

combined, I hardly break $500. This year is the first year I'm getting a larger amount and it's because my student loans were upped last year by $70 a month so now, I pay more a month. (i'm income based). The interest I paid was almost double I normally pay. I doubt I will account for that moving forward because it's such a tricky thing. not really trying to get less money throughout the year right now anyway.

  

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earthseed
Member since Feb 26th 2004
26989 posts
Fri Feb-06-15 09:35 AM

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17. "lol @ your sig especially in this post. "
In response to Reply # 16


  

          

i agree. the student loan thing is tricky
what i get back is nominal
i'd rather keep it the way it is for now.

now go runtelldat, ho.

  

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Binlahab
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182565 posts
Fri Feb-06-15 09:38 AM

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18. "ps: when i get mine i literally am buying jordans & weed."
In response to Reply # 0


  

          

do as i say not as i do, i want yall to be better then me


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg

  

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Binladen
Charter member
14116 posts
Fri Feb-06-15 09:42 AM

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19. "Man you're right as hell because I get money back every year."
In response to Reply # 0


  

          

only like $1100 but I still probably need to reconfigure my w2's.

  

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PimpTrickGangstaClik
Member since Oct 06th 2005
14935 posts
Fri Feb-06-15 10:43 AM

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21. "Interest rate is like 0.05% right now..."
In response to Reply # 0


  

          

They aren't missing out on much by letting the govt hold it for free

_______________________________________
You ain't the only one whose got problems. You ain't the only one who knows pain. Get up off your ass and just solve them. You still got a chance to try to change, try the shit again.
Devin tha Dude

  

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DaHeathenOne76
Member since May 11th 2003
29357 posts
Fri Feb-06-15 10:53 AM

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22. "Just a bit of clarification folks"
In response to Reply # 0
Fri Feb-06-15 10:54 AM by DaHeathenOne76

          

W-2 is what you get at the end of the year that details your withholding

W-4 is what you give your employer to tell HOW much to withhold


Unless you have a lock in letter from the IRS you can change your w-4 as much as you like. Your payroll person will hate you for it but its your right.

Why dont yall let a non refund getter hold a couple of dollars tho?
*****************************************
huh

  

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