All savings?

Treating yourself to something small but nice?

Helping family members out?

Paying past due rent/bills?

just checked my account for my paycheck and the stimulus hit the same day.

We now have an emergency fund and the rest is going to debt and taxes

****************
TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*

got paycheck and stimulus all at once.

discogs here i come!!!!


jk

i was looking at my balances on cards this morning and im going to pick between two of them to snap one away. the other im thinking of transferring to this new quicksilver one that has 0% interest for 6 months. the goal would be to pay it off completely within those 6 months. that will put a bit of a squeeze on me but would be really good after 6 months.

______________________________________

Navem nu, cuando sol
Tutu nu, vondo nos nu
Vita em, no continous non
Nos nu ekta nos sepe ta, amen

When the sun shades the ship
We sweat and life is not safe
To swim or to touch not
When we unite we hedge amen

Trying to any ways

plus our dog is older and has been having some digestive issues so might use it for that if it comes to needing a vet.

�If a fat guy falls in the woods and there is no one around to see it, do the trees laugh?

will be dollar cost averaging certain etfs

take a message

(I'm over the limit.)

It'll pay his back rent if he's smart.

Or he'll blow it on weed and video games.

He's bi-polar - either option is very liekly.

------------


Gone: My Discogs collection for The Roots:
http://www.discogs.com/user/tomhayes-roots/collection

AHHHHHHH
jokes

------
“There is no fate that cannot be surmounted by scorn.” -Albert Camus

no i didn't delete it.

____________________________

http://instagram.com/yogikenan
http://instagram.com/shotbykenan
http://stackoverflow.com/users/43089/triptych
http://github.com/djtriptych

*skatin' the rings of saturn*


..and miles to go before i sleep...

<--- Big Baller World Order

fortunately I'm still collecting a check. I'ma stash this and act like it didn't happen. Who knows what's coming next.

IG: amadu_me

"...Whateva, man..." (c) Redman

♥ Inescapably Me ♥

"Love is never any better than the lover" Toni Morrison (The Bluest Eye)

...

****************
TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*

>

and stop taking things so literal, nigga...

****************
TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*

Seriously, I have paid down $2000 in credit card debt because I have not spent any money in the last 2 months.

Even when I tried to splurge at Target, I realized I had all my "essentials" and just took my ass home!

Rise & Shine
Thrive & Grind
Heart & Mind

or next month.

this literally is going to make a lot of people's MONTH, bro.

...I'm from the era when A.I. was the answer, now they think ai is the answer - Marlon Craft

As trump is pushing for the economy to open up sooner this “stimulus” may help that argument because folks now have money to spend.

granted, it’s going to help a lot of people but folks that aren’t really in need of it...idk

There’s nowhere to go or nothing to do.

I’m planning on redoing my kitchen, whenever that kind of stuff is allowed again. Already got the funds set aside for that...I’ll probably just throw this into that money.

maybe donate it to someone else who actually needs it. If you don't need it to pay bills now, put it into savings or invest it.

-------------------------------------------------
http://www.soundcloud.com/sectachrome

for some BS tho

like i was gonna buy a new TV anyway. but this is like the TV just fell out of the sky

<--- Big Baller World Order

.

...I'm from the era when A.I. was the answer, now they think ai is the answer - Marlon Craft

maybe ill upgrade my front and left to some really nice joints and use my current ones as surround. then add two more for another room.


jk

lol i kinda did wanna do that coming into the year once my bonus hit but with this uncertainty its one thing im gonna chill on.

that and to play video games w/ all this free time I have

<--- Big Baller World Order

I was eyeballing a few back in February and putting away for one before all this started up, now it's like...


I just feel conflicted because most people in my position aren't working and need that money for truly essential stuff while I'm somehow managing to pull in damn near what I was making before the restaurant closed through generous tips and increased hourly wage.


Like, I don't want to feel guilty every minute I stare into the deep, blacker than black, crisp image of a killer OLED when I spent all winter looking at budget 4K LEDs just because now I wouldn't break a sweat over one.


~~~~~~~~~
"This is the streets, and I am the trap." � Jay Bilas
http://www.popmatters.com/pm/archive/contributor/517
Hip Hop Handbook: http://tinyurl.com/ll4kzz

< Live Mixshow - Thurs 11PM/EST >
https://twitch.tv/djchiefone

----Mixtape Archives-----
https://soundcloud.com/djchiefone

all that stupid shit I was spending money on before all this ... has stopped.


I went from having an extra 2K a month to almost 3500.



This whole thing might be a game changer for my lifestyle

...i'm saving a TON ...if this shit ever gets back to the way it was, i dont think i'll ever go back to frivolous spending like i used to

< Live Mixshow - Thurs 11PM/EST >
https://twitch.tv/djchiefone

----Mixtape Archives-----
https://soundcloud.com/djchiefone

Definitely makes you realize how much all the random shit adds up.

-------------------------------------------------
http://www.soundcloud.com/sectachrome

That’s like 3K.

****************
TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*

At this rate, I'd have it paid off in about 4 years. But the lockdown, has my savings just piling up. I considered paying off the student loan now to spare myself that monthly payment.

But I think I'm just gonna hold onto it. My job looks pretty secure but I'd rather have the savings cushion just in case. I was out of work for a while during the Great Recession and I don't ever wanna go through that again.

I was semi-responsible.

I'm giving most of it to my mom for helping me out with a car accident when I was unemployed for 7 weeks. Paying her back, basically. She doesn't need it right now or ever but that's not the point. She will likely pass it on to someone who needs it because that's who she is. I started a new job that pays $20,000 more than my last gig. I feel I have job stability because I work for an affluent government entity known for its AAA bond rating and massive fund balance. I believe funds for my position have been allocated through fall 2021...

Naive? perhaps.

Now the rest of that money? I blew it shortly after the deposit hit on things I've been eyeing for months. Welp. I went to bed late as if I didn't have to rise for an 8:30 a.m. phone conference. What is wrong with me?!

My most frivolous purchase was on some Vans. My first pair. I'm NOT even remotely close to being a sneakerhead but I've had my eye on these since last summer. I don't know why; I just love the color scheme. The only other sneakers I own are some Nike Free Runs for fitness and some classic Chuck Taylor low-tops I bought in college more than 10 years ago.

My new kicks: https://www.madewell.com/vansreg%3B-unisex-sk8-hi-high-top-sneakers-in-varsity-colorblock-canvas-99105608553.htm

Everything else:
- I purchased some goods for pick-up via my local bookstore and bon-bon shop. The bookstore already had lay-offs. ;-(
- Philadelphia Printworks misprint sale. I copped some Assata, Black Panther and "Thank A Black Woman Have A Nice Day" gear. 50% of all sales will go toward the shop's employee “Rainy Day Fund" so they can offer more paid time off for workers during the pandemic. New products will be added every Wednesday until the brick and mortar shop reopens.
https://philadelphia-printworks.myshopify.com/collections/online-misprint-sale
I also bought some ish on OKP...Been eyeing that Bonita Applebaum shirt 'cuz I got it goin' on...
- I spent about $75 in music on indie musicians, mainly on Bandcamp and Google Music. Got some Tanya Morgan, Jasminfire (formerly of Chargaux), Shabazz Palaces and Dave + Sam.
- I bought a Rappcatts subscription (Egon and Madlib) since they are having a 50% off sale. I also signed up for Eric Roberson's Patreon. $5 a pop.
- Household and hard-to-find groceries from the devil that is Amazon.
- Magazines. I'm a sucker for magazines. I finally bought Waxpoetics latest issue with Digable Planets plus a back issue of Straight No Chaser and something from Boutique Mags (UK shop)
- Shea Butter blend from Don't B Ashy. Cute packaging gets me every time. Please send help: https://www.etsy.com/listing/507184233/renaissancedont-b-ashy-body-butter

...I'm going to Target later today. I have to leave my house to drop off eBay items. Prolly 'gon treat myself to some Thai and sprang rolls.

I feel guilty because I know this wasn't the right choice. Savings was the right choice. I'm trying to justify it because most of the funds were spent on artists, small and local businesses.

*shrugs*

At least my eBay side hustle is going well.

--
"Music is not to be possessed; it's to be shared.” - James Mtume

"Just stay loose, keep it raw, and bang ya drums out sometimes." - Madlib

hit moms off, she blesses someone, you bless those small businesses and make yourself happy at the same time. Nice.

...I'm from the era when A.I. was the answer, now they think ai is the answer - Marlon Craft

Not 12gs.

I have always been a minimalist, where less is more. I’m not into collecting or purchasing unnecessary items or products. I’m the type of guy that would buy a really well made vehicle like a Subaru Outback or Forester and drive it for close to 10 years, but keep it in pristine condition.

Back in 2001, I purchased a 98 NG Saab, drove that bad baby for a decade plus, still looking like it was just off the dealer’s lot. I had to sell it during my last year in NY , because new york parking was killing me. Crushed my soul.

I don’t really need anything. I don’t like to collect more than what I have. 2 pair of brown shoes( 1 casual. 1 dress) . 2 pair of black shoes( 1 casual. 1 dress) . 2 pair of sneakers. 1 pair of boots. And rotate as shoes wear down.

Love to read, especially science material and textiles based on logic systems, naturalism and physics. However, I question the purchase of books, because I can get it digitally, and that’s just an extra item to transport. I don’t want my book collection any bigger than what it is.

I do need a well made spring/ fall jacket. That’s a necessity. But other than that, use the money for food, gas, and shelter, and mattress ( bank account) the rest.

One thing I have learned from watching actual rich people, they are quality conservative. They will buy a well made 400.00 coat, but wear it for like 10 years! Quality over quantity. Go in their house. Spacious, nothing but well made items in their home, but very minimal . Not cluttered with a whole lot of shit.

I have a poster with that on it in my house.

1 really nice knife Ill have the rest of my life > 10 knife set for the same price that will be shit after a year of use

-------------------------------------------------
http://www.soundcloud.com/sectachrome

Speak on it.

Hit dogs: AWOOOOOOOOOO!!!!!

and all I could think is 'oh... So you make less than $75,000 too!' but I didn't say it.

My boss is kinda a dope though (I hate admitting that, because he is nice) so he might not qualify and just don't realize it.

whatever...

♥ Inescapably Me ♥

"Love is never any better than the lover" Toni Morrison (The Bluest Eye)

*$99,000

Payments will go to individuals who earn as much as $99,000. People who earn $75,000 will receive some stimulus money; just not the full amount.

I get your point, tho.

Some folks on these boards are silent cause they make too much and/or don't want folks in their person ish, or they don't want folks to know they make less than 99,000 (or $150,000, if they're married with no kids, etc.)

Signed,
A Brokie.

--
"Music is not to be possessed; it's to be shared.” - James Mtume

"Just stay loose, keep it raw, and bang ya drums out sometimes." - Madlib

I got after 9/11, still broke all these years later

At least pay off the interest...

_____________________________________________________________
Everyone here hates pop music, but loves Michael Jackson... Okay Player...

https://youtu.be/bZcSAZu4P94

A switch lite and animal crossing is on deck.

Advance rent payments, investments, and savings is the rest of it.

I got three years of tax refunds coming too so thats more bread.

No empathy for white misery (c) BDot

"root for everybody black haters say that's crazy, wow..."