you want to take out a new loan and pocket some of the cash?

I got a personal loan and paid off my car and a credit card and had a little left over but technically I’m still paying for the car. Just a better rate. It definitely helps your credit to pay off those balances (it dips first but then it jumps)


I dont think “cashing out the equity” of a car loan is something you can do.

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TBH the fact that you're even a mod here fits squarely within Jag's narrative of OK-sanctioned aggression, bullying, and toxicity. *shrug*