not really but i had a number in my head that was wrong for like the past year lol. i get paid twice a month. so at some point last year i took my check amount and multiplied by 26 and was happily surprised at how much i was making lol
since ive been looking into refinancing my car ive had to provide income information and when i did the math right i was like wait a minute. that's when i realized how i had messed up my previous calculation. still sucks but at least its not actual money lost lol
if i refinance to get a better rate and dont extend my term how long do i need to wait to do another refinance and cash out the equity (if i decide to do that). i got an offer both ways but im thinking i want to hold off on cashing out the equity. im still also considering trading the car in instead. i figure it would be smart to refinance to drop my rate from 6.5 to 3.5 in the meanwhile but dont know if that would mess up my options for trading in/cashing out in the next few months.