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Subject: "what kind of financial decisions are yall making right now?" Previous topic | Next topic
tariqhu
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17879 posts
Thu Apr-02-20 09:31 AM

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"what kind of financial decisions are yall making right now?"


          

I've bought a few things that were on sale. probably not the best time in the world do so, but we should be good. the sales are crazy right now, but I think I'm done.

Otherwise, still saving my usual amount of money. only have one credit card bill with zero interest til later in the year. will continue taking advantage of that til its paid off.

seriously thinking about a refi on my student loan. I got 8 more years of it. thinking of doing a 5 year, but it'll cost me 200 more a month. not sure if I can swing that without pulling from somewhere else.

this epidemic has me spending more on groceries and such. but also has me not spending on gas, eating out for lunch, vacations, etc. this is birthday season for me. pretty much all of my immediate fam has April/May born days. Not to mention mother's day. very little money will be spent on that this year. but wife's not working or getting unemployment, so my gains have are eaten up because of that.

What will you do with your stimulus money? bills? me too. at least to put an extra payment on the car loan. might try to invest a few of those dollars. or put a chuck into these 529s.

Y'all buy those labels, I was born supreme

  

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what kind of financial decisions are yall making right now? [View all] , tariqhu, Thu Apr-02-20 09:31 AM
 
Subject Author Message Date ID
I bought a house two weeks before the crash. SMH. LOL.
Apr 02nd 2020
1
lol
Apr 02nd 2020
2
Congrats. We are still on the fence about selling
Apr 02nd 2020
26
bad ones
Apr 02nd 2020
3
Fam... I know you love those records but you might need to chill
Apr 02nd 2020
12
no lies detected
Apr 02nd 2020
16
SL payments suspended til 9/30...gone pays some shit off, fam
Apr 02nd 2020
24
      so much for that
Apr 13th 2020
54
           damn, I wonder how come...
Apr 13th 2020
55
                I could ask for a refund for my March payment from the bank..
Apr 13th 2020
56
                i guess these loans are not held by the department of education
Apr 14th 2020
58
I’m about to gut my whole house...
Apr 02nd 2020
4
I WAS going to loosen up and buy some stuff
Apr 02nd 2020
5
been investing since 2008, and now throwing money into index
Apr 02nd 2020
6
how bout teaching your OKP fam??? *all ears*
Apr 02nd 2020
9
      ^^^^
Apr 02nd 2020
17
      look below
Apr 02nd 2020
20
           perfect. thank you.
Apr 02nd 2020
21
                sure, plus joining a Facebook group about learning to invest
Apr 02nd 2020
22
      I learned from the Intelligent Investor by B.Graham
Apr 02nd 2020
19
      pick this book up, very accessible and uses research on index funds
Apr 02nd 2020
30
      I don't know why investing is so daunting to people. It's sooo easy
Apr 02nd 2020
35
           its because folks don't know how and it just seems
Apr 02nd 2020
38
                True. I think if it's framed more like a long term savings plan...
Apr 02nd 2020
41
                     nail on head
Apr 13th 2020
57
I've got one more payment left on my student loan.
Apr 02nd 2020
7
congrats
Apr 02nd 2020
10
Thanks
Apr 02nd 2020
13
that's awesome!
Apr 02nd 2020
18
Goals^^
Apr 02nd 2020
25
congrats.. i still log into mine just to see the zero balance..
Apr 02nd 2020
27
turrible.....
Apr 02nd 2020
8
Just bought a second tablet for the kids. $69 bucks
Apr 02nd 2020
11
RE: Just bought a second tablet for the kids. $69 bucks
Apr 02nd 2020
28
      Of all the things to cancel a vacation over.. smh
Apr 02nd 2020
29
tryna be conservative
Apr 02nd 2020
14
Getting my ducks in a row to buy an investment property
Apr 02nd 2020
15
not trying to sound flippant, but I honestly haven't changed much...
Apr 02nd 2020
23
continuing to stack paper for multi-family duplex possibility
Apr 02nd 2020
31
Saving $470 every week on daycare.
Apr 02nd 2020
33
Buying some stocks, refinancing my mortgage
Apr 02nd 2020
32
I need to look into refinancing my mortgage
Apr 02nd 2020
36
      I refi'd in 2018 to a 15 yr.
Apr 02nd 2020
37
      Gonna look into a 15yr refi. I currently have a 30yr.
Apr 03rd 2020
49
           yep, less interest.
Apr 03rd 2020
51
      Looking like low 3s
Apr 02nd 2020
46
I'm only eating dinner, and half of what I normally eat
Apr 02nd 2020
34
man, thanks
Apr 02nd 2020
39
      right now, my favorite part is it came with DOOM II and DOOM 64
Apr 02nd 2020
40
           man, I was all set to cop this, this weekend...
Apr 03rd 2020
53
not buying anything thats not food or necessities
Apr 02nd 2020
42
Really thinking about yanking my 401k
Apr 02nd 2020
43
and spending it on what?
Apr 02nd 2020
44
yea still working
Apr 03rd 2020
47
      Now is prolly the worst time to do that
Apr 03rd 2020
48
      In the scenario where the govt starts confiscating individual's 401ks...
Apr 03rd 2020
52
that tax is hit is one thing.
Apr 02nd 2020
45
      Yup. I tapped my 401K a few times but it was in desperation
Apr 03rd 2020
50

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