Are you at the point where you're solely freelance?
My wife is a graphic designer/artist and is terrified about trying to do freelance only. Unfortunately we aren't at point financially where it could be done with just my income. but I'm trying.
Her biggest fear is not having enough insurance coverage for us, plus we want to try for a kid soon.
¿If a fat guy falls in the woods and there is no one around to see it, do the trees laugh?