All these service providers, like barbershops, salons, retail employees and restaurant workers, who depend upon the workforce tied to paused federal work are suffering the most. They don't qualify for many of those programs individual creditors set up to assist those affected.

My Homegirl just explained, in a group message, that her neighbor rents two floors of their brownstone out, one to a consultant on a gov project and the other to family employed by TSA. Neither has paid rent since November...affecting their mortgage payments and with the threat of the foreclosure process looming.