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Subject: "Big banks rack up $6.4 billion in ATM and overdraft fees" Previous topic | Next topic
Creole
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15425 posts
Wed Nov-28-18 12:06 PM

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33. "Big banks rack up $6.4 billion in ATM and overdraft fees"
In response to In response to 29
Wed Nov-28-18 12:09 PM by Creole

  

          

https://money.cnn.com/2017/02/22/investing/atm-overdraft-fees-rise/index.html

DAMNED SHAME!

Add this to the payday loan scams that I'm sure they're in on and you'll see that poor people (or financially irresponsible people or folks who are down on their luck) are screwed one way or the other.

--- praying for peace, love, and power

  

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Overdraft fees basically just FUCKED my friend who is poor [View all] , handle, Fri Nov-23-18 12:37 PM
 
Subject Author Message Date ID
damn. that’s high...
Nov 23rd 2018
1
$2200 in fees? Or he owes $2200?
Nov 23rd 2018
2
It’s $36 and if you have OP I think it’s only $12.50
Nov 23rd 2018
6
I don't know who he banks with
Nov 23rd 2018
3
Also, do NOT call the bank as your friend
Nov 23rd 2018
4
I don't know the answer yet
Nov 23rd 2018
8
A whole month of purchases?
Nov 23rd 2018
5
Checking daily is CRUCIAL
Nov 23rd 2018
7
They may have paid items that cleared his account and charged fees
Nov 23rd 2018
9
They usually do unless you are a habitual line stepper.
Nov 23rd 2018
11
You're a good friend
Nov 23rd 2018
10
+1000
Nov 28th 2018
30
Open a NEW account ASAP, and get that SSI sent via PAPER CHECK TOO
Nov 23rd 2018
12
SSA has phased out paper checks. He can get a Direct Express Pay Card
Nov 23rd 2018
13
2200 in fees? impossible. The bank would close the account before that h...
Nov 26th 2018
14
Right? Dude hit him with the sob story
Nov 26th 2018
21
Credit union. Some places are really really good with this sort of stuff...
Nov 26th 2018
15
Update: Radio silence from my friend
Nov 26th 2018
16
well go check on him
Nov 26th 2018
17
      I will call him this afternoon
Nov 26th 2018
18
           Damn. Dude literally sleeps on his finances.
Nov 26th 2018
19
                https://en.wikipedia.org/wiki/Bipolar_disorder
Nov 26th 2018
20
                     Word
Nov 26th 2018
22
                     you're a solid friend... respect.
Nov 26th 2018
23
                          Update - he could not stop the SSI payment
Nov 26th 2018
24
                               aww that sucks..
Nov 26th 2018
25
                               If you call the bank it's likely that a good chunk of the overdraft
Nov 27th 2018
26
                               I was thinking you could fight a big portion of those fees.
Nov 27th 2018
28
                               He should be able to change it to another bank so that he doesn't hurt.....
Nov 27th 2018
27
                                    Is courtesy pay when they cover you but add fees to every purchase?
Nov 28th 2018
31
                                         Yup! And they'll pay it up to a certain amount. One buddy of mine gets.....
Nov 28th 2018
32
                                              Yeah. We have something similar but it’s linked to a credit card
Nov 28th 2018
34
                                                   That's smart! USAA offers it but I don't have any of their credit cards....
Nov 28th 2018
35
Banks make a sizable about of their income on penalty fees.
Nov 27th 2018
29
      Yessir I remember reading that earlier this year
Dec 18th 2018
49
I finally got to look at some of his bank records.....
Dec 18th 2018
36
A lot of banks default to overdraft protection when you open a new accou...
Dec 18th 2018
38
wow, man
Dec 18th 2018
39
No, landlord is a weirdo who rents to poor people
Dec 18th 2018
40
Once Again, I don't know who he banks with
Dec 18th 2018
45
this sound like some Bank of America BS....
Dec 18th 2018
37
A 27 dollar deal for a $1 soda?
Dec 18th 2018
41
RE: A 27 dollar deal for a $1 soda?
Dec 18th 2018
42
      youre a better man than i could ever be
Dec 18th 2018
43
Another update: Dude did not open a new bank account today
Dec 18th 2018
44
Honestly, sorta sounds like you've done enough.
Dec 18th 2018
46
Your compassion and commitment to your friend is remarkable
Dec 18th 2018
47
Some save em, he don’t wanna be saved
Dec 18th 2018
48
Get new friends.
Dec 19th 2018
51
      I have family like this
Dec 19th 2018
52
you're a good friend but unless he's willing to give you some sort of...
Dec 19th 2018
50
Another update
Dec 21st 2018
53
He never opened that account?
Dec 21st 2018
54
      No idea
Dec 21st 2018
55
           Update: He did open the account ..but....
Dec 26th 2018
56
More updates (more for my stress relief)
Jan 17th 2019
57
Han, youre amazing (no snark).
Jan 17th 2019
58
him blowing $600 without paying any towards rent? Handle
Jan 17th 2019
59
^Yeah
Jan 17th 2019
62
      Seems life may be working out for them the way they want it to right now...
Jan 17th 2019
64
      RE: ^Yeah
Jan 17th 2019
68
Either let that dude move in with you
Jan 17th 2019
60
No..dont let him move in...ever
Jan 17th 2019
65
GET SOME NEW FRIENDS,, WTF!!!!
Jan 17th 2019
61
this is a lot bruh
Jan 17th 2019
63
maybe he misunderstood when someone told him to handle his ish
Jan 17th 2019
66
I'd never set foot in homeboy's place again, and it would be a while
Jan 17th 2019
67
I'm convinced there's more to this story than you're telling, like these...
Jan 17th 2019
69
Damn
Jan 17th 2019
70
I wondered the same thing (jokingly)
Jan 17th 2019
71
right its got to be either murder or sex involved lol
Jan 18th 2019
74
They are old friends
Jan 17th 2019
72
      so they have you on VHS dressed as boy george
Jan 17th 2019
73
Fam, I'm understand your compassion and loyalty BUT,
Jan 18th 2019
75
Hopefully final update for now
Jan 18th 2019
76
DO all you can within BOUNDARIES and do not waver.
Jan 18th 2019
77
Friend 2 is out now
Jan 24th 2019
78
I guess it’s hard to say no to friends.
Jan 24th 2019
79
* waiver.
Jan 25th 2019
80
      That too
Feb 12th 2019
89
           This is hilarious comin from YOU!
Apr 21st 2019
101
                yeah. I think I have a problem.... lol
Apr 22nd 2019
114
life comes at you fast
Jan 25th 2019
81
Yeah
Jan 25th 2019
82
      the ground is lava
Feb 13th 2019
93
Off topic, I didn’t realize you lived in San Diego
Jan 25th 2019
83
More updates (venting)
Feb 12th 2019
84
Dude is back on your couch?
Feb 12th 2019
85
DAMN! This reminds me of a dude I worked with a couple years ago. He,...
Feb 12th 2019
86
      This sounds like the homeless folks at the shelter I used to manage
Feb 12th 2019
88
           not funny but funny lol...
Feb 12th 2019
90
           Had one dude who always wore a suit and was extremely articulate
Feb 12th 2019
91
           The cat reeked of alcohol on many days. Not knocking his issue...
Feb 13th 2019
92
not to be annoying by bringing up...
Feb 12th 2019
87
Friendship over with dude on the couch
Apr 20th 2019
94
He'll tear through that little $55K by December
Apr 20th 2019
95
My jaw is on the floor.
Apr 20th 2019
96
Get your money and NEVER LOOK BACK.
Apr 20th 2019
97
^^^^^
Apr 21st 2019
98
      That dude was never his friend. He just didn't know it.
Apr 22nd 2019
104
           ^^I think he was no longer a real friend
Apr 22nd 2019
105
                If y'all are no longer cool/friends, why do you care what others...
Apr 22nd 2019
107
                Dude, you're acting like to enjoy the drama.
Apr 22nd 2019
108
Damn. Any friend that makes you feel guilty for wanting to be repaid
Apr 21st 2019
99
This can't really be understated.
Apr 21st 2019
102
      I will admit
Apr 22nd 2019
103
           Yea it's wild.
Apr 22nd 2019
109
           This:
Apr 22nd 2019
110
                I knew a dude in college who hit a parked car
Apr 22nd 2019
111
                     This sounds like a Seinfeld epsiode
Apr 22nd 2019
112
                          He also tried to walk a kitten on a leash like a dog
Apr 22nd 2019
113
Once he comes back, don't take him back.
Apr 21st 2019
100
a small price to pay for his true character to be revealed to you
Apr 22nd 2019
106
Dude on couch update
Jul 11th 2020
117
More updates to vent (How can you be a friend to someone like this?)
Aug 05th 2019
115
You know who he is... so you can’t blame him for being him
Aug 05th 2019
116
More Drama/updates
Apr 04th 2021
118
      your friend sounds exhausting
Apr 05th 2021
119
           FUCKING A!
Apr 05th 2021
120
           He's a fucking loser
Apr 05th 2021
121
                No wonder Handle been snappin lately
Apr 06th 2021
122
                     he should have cut him loose years ago
Apr 06th 2021
127
All of this feels like a plot to a second rate Christopher Nolan film...
Apr 06th 2021
123
Looking over this thread.... they are probably "losers'' now
Apr 06th 2021
124
I think being a loser is intentionally using friends
Apr 06th 2021
126
so now your rationalizing..whoo boy
Apr 06th 2021
128
      He cares about his friends.
Apr 06th 2021
129
      hmm.. I dont think the labels are that important
Apr 06th 2021
136
           I re-read that, and honestly, I was projecting my own shit into this. yo...
Apr 07th 2021
137
           daps. agree 100%
Apr 07th 2021
139
           true shit..
Apr 07th 2021
138
      you see it
Apr 06th 2021
130
           BEEN seen it
Apr 06th 2021
131
                its that white mass shooter response “where did it all go wrong?”
Apr 06th 2021
132
                     Hey - this response kind of says a lot about you?
Apr 06th 2021
133
                          does he have any supportive family?
Apr 06th 2021
134
                          lmao
Apr 06th 2021
135
At this point, any stress he causes you is your fault.
Apr 06th 2021
125
Man this post went from all of saying, Yeah Big Banks are F'd up
Apr 07th 2021
140
      banks are shitty when it comes to late fees
Apr 07th 2021
141

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