I'm tempted to apply for this. I don't have any cards with an annual fee, and this one is hefty. $450 per year.
But the rewards make it seem pretty worthwhile if you travel. First you get a sign up bonus of 100,000 points if you spend $4000 in the first three months. That 100,000 points is apparently equal to $1500 worth of travel.
And each year you get a $300 travel credit (refunded flight or hotel expenses). It also comes with access to airport lounges (ballin!), no foreign transaction fees, and some other stuff.
My only hesitation is whether I spend enough to make it worth it. I'm over here wondering how could I spend $4000 in 3 months so I don't fail trying to get the sign up bonus
I need to do some quick math lol.
Any rewards cards you rock with that you recommend? *waits for someone to stunt with their black card*