4. "Also...commission will eat a chunk of that $20K in a heartbeat....." In response to In response to 0
So you might end up with like $10K in play money....and you gotta ask yourself if that is enough to put with whatever savings you already have to come up with the downpayment that's going to be required on the next house (that's likely going to cost more) in the school district you're eying...
So is the DMV move off the table now? That should factor in somewhere too...