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Subject: "retirement goals" Previous topic | Next topic
Crash Bandacoot
Member since May 13th 2003
10123 posts
Wed Apr-01-15 09:57 AM

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"retirement goals"


          

just spoke with a financial advisor and shit made my head spin.
just reminded me that we get taxed/penalized like crazy in this
country. between taxable income, 401k, roth iras, limited
contributions, capital gains tax, penalties for withdrawal,
brokerage accounts, taxes, debt. wow. add kids, mortgages, on top
of that? LOL

a strategy for retirement is something that i've been
passive/aggressive about but, feel better that i'm finally
dealing with it head on.

do you have a strategy?



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retirement goals [View all] , Crash Bandacoot, Wed Apr-01-15 09:57 AM
 
Subject Author Message Date ID
substance abuse and suicide.
Apr 01st 2015
1
absolutely
Apr 01st 2015
2
lol
Apr 01st 2015
31
      you laugh but
Apr 01st 2015
37
Save aggressively, invest conservatively, enjoy life along the way.
Apr 01st 2015
3
dump money into 401k and house. Close eyes. Pray for the best
Apr 01st 2015
4
Any advice if you're underwater in your home?
Apr 01st 2015
8
refinance
Apr 01st 2015
12
      pretty much
Apr 01st 2015
15
      Can't. Too much negative equity and the bank is playing hardball.
Apr 01st 2015
16
           Pay it down over time and sell when you can
Apr 01st 2015
25
that's my plan. pay off the mortgage since that's the biggest bill
Apr 01st 2015
13
Retire and do what?
Apr 01st 2015
5
kids
Apr 01st 2015
6
you do whatever the fuck you want.
Apr 01st 2015
10
Okayplayer has officially grayed to AARP status.
Apr 01st 2015
7
I'm a black male. Lol @ retirement
Apr 01st 2015
9
you also have a thousand children
Apr 01st 2015
38
More than one stream of revenue
Apr 01st 2015
11
you ain't never lied on that car shit
Apr 01st 2015
17
word
Apr 01st 2015
20
      Not going to rehash the entire post
Apr 01st 2015
21
      Why did you have to buy a new car ?
Apr 01st 2015
30
           Safety and reliability
Apr 01st 2015
36
yeah, some sort of (side) business is a real solution
Apr 01st 2015
18
      You have a point
Apr 01st 2015
22
      there maybe a way to either
Apr 02nd 2015
45
           RE: there maybe a way to either
Apr 02nd 2015
47
      I agree on the vacation...
Apr 02nd 2015
42
i just opened an IRA monday
Apr 01st 2015
14
Have my children be driven enough to make billions
Apr 01st 2015
19
my current strategy:
Apr 01st 2015
23
good move
Apr 01st 2015
24
almost 10 yrs in, 401k is looking nice
Apr 01st 2015
26
Don't borrow from it to pay off low interest debt like cars
Apr 01st 2015
34
401k, pay off the house, no car notes...let the chips fall
Apr 01st 2015
27
retire from the state at 80%
Apr 01st 2015
28
I really like my work, so I will keep working...
Apr 01st 2015
29
stack chips, maybe avoid kids, fin.
Apr 01st 2015
32
weed/real estate/making dinners
Apr 01st 2015
33
weed in the yard
Apr 01st 2015
40
Putting about 15% into 401K depending on bonus amounts
Apr 01st 2015
35
sounds like a plan
Apr 01st 2015
39
      Rent at the moment.
Apr 02nd 2015
46
shit like this makes me reluctant to go back to school
Apr 02nd 2015
41
I have a Roth IRA, 401K and a house...
Apr 02nd 2015
43
buy property in costa rica near a beach
Apr 02nd 2015
44

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