got questions? lets hash it out.

i got one.

which is the better course...paying for a home warranty from american home shield or whatever...lets say...$44 a month.

OR.

waiting til shit breaks...then paying to replace or service it?

i have a old house. things break all the time. if the home warranty was iron clad & i knew for a fact it covered everything they said it did...i'd be paying that $44 no problem.

but what normally happens is something breaks. i call the home warranty. they send someone out who charges his $75-125 fee...then tells me what is wrong ISNT covered by the warranty...and will cost me $500 or $1000 or whatever outrageous amount of money it is.

i will say home warranty saved my ass 2 summers in a row when the condenser in my AC blew out. TWICE. 2 summers in a row. if i had to pay out of pocket for that...2k easily. as is, it was the lil $75 fee, and thats it.

so yeah. what do yall think?

or whatever else you wanna discuss on the subject.


does it really matter?

wonder what bin's doing?
http://i.imgur.com/phECCMp.jpg