Have you ever heard of Next Door Chicago?
https://www.nextdoorchi.com
They offer free financial advising sessions
The sessions last thirty mins and you can visit
As many times as you like
Bring as much of your financial information as possible
(Saving plans, 401k, credit card info, loans info, pay stubs)
So that they can get a financial picture
And they will work with you towards budgeting, saving, investing

They also offer free classes on cc debit and investing
It's a really cool space and you get a free drink for showing up!