I went online to pay my mortgage and saw that the payment due was lower than usual. Had me wondering what was going on so I snooped around my account and saw something about a payment sent to me on the previous month. I hadn't seen any payment and called the bank to make sure there was no mistake with my mortgage. Last thing I need to hear later in the year is "Mr. Wordsmith, we corrected an error with your monthly charges. You owe us...."

Come to find out I was over paying and that they sent a check for the difference. When I told them I saw no check, they looked and found that it had never been cashed. They canceled it and sent me another one. It came in handy because I had to stay a week out of work to help my wife who spent that week at the hospital. God Almighty came through right on time because my punk job at the time didn't give sick pay to hourly workers.



Since 1976