It was great for a lot of family members that did not have easy access to banks and capital and that needed some added incentive to save consistently.Many immigrant communities currently use sou-sou groups to make down-payments on houses and businesses.The biggest thing is doing it with people you trust.https://thegrio.com/2011/05/20/sou-sou-black-immigrants-bring-savings-club-stateside/https://blavity.com/can-pooling-money-via-sou-sous-in-the-black-community-give-us-the-financial-boost-we-need?category1=black-history&subCat=community-submitted
*America's Favorite*