4. "This is me, too." In response to In response to 2 Thu Sep-27-18 11:40 AM by Brew
>I’m a novice at this stuff. I just set it and forget it but >I want maximize my investments.
I just rolled over my old 401k to a rollover IRA with my cousin. He proposed I take a chunk of my savings and invest with them as well. I'm still mulling that over. I would classify them as an "actively managed mutual fund company" but he tells me they'd be spreading out my investments in 90% equities, whatever that means (anyone ? Bueller ?). Funnily enough I passed my series 6, 7, and 63 right out of college in 2006 for a job I wanted but have obviously forgotten every single thing I learned from all the studying I did for those tests. The only reason I don't open my own account and not pay fees, and do "passive," as the OP says, is because I can never find the time / am largely too lazy to keep up with even that. I'd rather pay an expert, and the family fee to invest with my cousin is essentially 50% of what those costs normally would be. So we'll see.