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Lobby General Discussion topic #13135172

Subject: "i have a PPO that has very little cost sharing" Previous topic | Next topic
BigJazz
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24443 posts
Wed Mar-15-17 02:27 PM

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7. "i have a PPO that has very little cost sharing"
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i pay $0 to go to the ER. urgent care and specialists are $20 and my PCP is $15.

i get blood work and MRI's done and pay nothing out of pocket.

so there's not much incentive for me to care about how much those bills are. my narrow view is that i either pay nothing or not much.

that's not cool and it's not sustainable. there is no other financial transaction i enter into where i don't care about the costs.

i used to go see this dermatologist twice a week to get light treatments. the doc was cool and told me there wasn't a copay each time i came in. i'd just show up twice a week and be in and out in a few minutes. one day i looked at the EOB and he was billing my insurance company like $160 for each treatment. it didn't matter to me because i didn't pay anything.

it shouldnt really work like that...



***
I ain't lyin. This shit i'm making up is true...

  

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Republicans will not admit: There are 5 distinct healthcare systems in t... [View all] , handle, Wed Mar-15-17 12:23 PM
 
Subject Author Message Date ID
funny thing is, most doctors say that insurance is the reason costs
Mar 15th 2017
1
Actually, it's the other way around
Mar 15th 2017
2
liability insurance is also so high because doctors/nurses make mistakes
Mar 15th 2017
17
It does reduce price sensitivity
Mar 15th 2017
3
      Opaque pricing and time sensitivity of care makes fee for service imprac...
Mar 15th 2017
4
     
           WTF?
Mar 15th 2017
9
           you doin the most. i was talking about price sensitivity.
Mar 15th 2017
11
                quote
Mar 15th 2017
12
                     you reject cost sharing?
Mar 15th 2017
13
                          YES - in most cases
Mar 15th 2017
15
                               That's what makes this whole thing complicated...
Mar 15th 2017
18
                                    that's the problem right there though
Mar 15th 2017
19
                                    Well then improve the resouces
Mar 15th 2017
20
           Funny, I have the same thought.
Mar 15th 2017
14
                How much did you pay to the insurance company?
Mar 15th 2017
16
All fall within either 1 or 4 in the end...this just describes who
Mar 15th 2017
5
yep, definitely greed
Mar 15th 2017
6
      it's how i learned Ben Carson wasn't shit a long time ago
Mar 15th 2017
8
           He's a true American hero!
Mar 15th 2017
10

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