forgot living by the 'it's nobody else's business' code

those who have information...share

my helpful tips:

a missed payment is rediculously negative to credit (answer: auto bill pay and a healthy cushion in whatever account you use for it)

if you don't have time to do it yourself, sign up for a credit repair site like lexington law for 6 months. should get old items knocked off.


taxes
home ownership
getting raises
insurance
passing down assets/wealth to family members

it's not magic. there are a ton of topics that just don't really come up within some black families and associates.