Yes, I agree about Zemo. I actually really loved him as a bad guy - naturally these movies always feel they have to deliver a bigger villain that the movie before it delivered but this one was actually perfect. The only problem with that finale was when Stark reconvenes with Cap and Bucky to capture Zemo, I'm very aware that they'll end up turning on each other because of the scenes from the trailer so I was watching it trying to figure what the catalyst would be.

The comparison with BvS is interesting in that with both movies, you assume the leads will do battle but then team up to fight the real villain by the movie's end so 'Civil War' nailed a great swerve. Masterfully done.