I think it only makes sense if I get a lower APR which some companies are offering but not typically on hybrids and only for short terms. My plan was to pay this car off, sooner if possible. Sometimes you just want an upgrade though lol. I'm more okay with having a car payment than I used to be. What I don't want is a ton of credit card bills.

I think the TLDR is I want a newer nicer car that is a hybrid and has more safety features. I don't need one so I'm only doing it if I get it at a good price.