I do wish I would have jumped on consolidation when they first announced this. From what I understand as long as you applied before 9/29 the expectation is you will get forgiveness. If you didn't apply they are going to try.

I wouldn't be surprised if we don't get an update on that though and they just hope people forget about it. I don't know what options they have to still do it and avoid the lawsuits.

Makes me wish that when they stopped doing FFEL they also converted existing ones into federally held ones automatically. Missed out on no payments during the pandemic and now probably missing out on forgiveness.