We’ve tapped into ours once…non emergency but a solid investment need/want/ mechanism …
I’d do it again for the same reason if necessary.
I’d advise that if you do, do your math and really understand what’s needed for you to recoup and not end up in a bad place. We came up with a solid plan and understood and 5 years later it’s paid off and we’re ahead overall because it was a solid investment.


"Get ready....for your blessing....."
"Bury me by my Grand-Grand and when you can come follow me"