my luck reciting the law to an officer. Like someone else mentioned up above - these days the officer can look up whether you have insurance or not just by running your tags. They'll still ask for license, registration, and insurance though, and there's no reason for me to risk anything crazy.

I'm a Black man, 6'5", and 250 lbs - it's ingrained in me to do everything in my power to make law enforcement officers feel as comfortable as possible and to not give them ANY excuse for BS.