Had a cop pull me over for 'speeding'. I had the proof of insurance, as they usually ask for all 3 in the DC/MD/VA area. Plus, being plack, I don't ever want to give them an excuse for some BS. I had the card from November, which renewed in March. Forgot to get the new card from my wife. Tried to explain to the cop. Didn't matter. Along with the speeding ticket, I got a $500 ticket for driving without insurance.

Sent that to the court and got that one thrown out. Never again