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Forum nameGeneral Discussion
Topic subjectbetter than i thought b/w question for the credit experts
Topic URLhttp://board.okayplayer.com/okp.php?az=show_topic&forum=4&topic_id=13423489&mesg_id=13424022
13424022, better than i thought b/w question for the credit experts
Posted by bearfield, Sun Feb-14-21 05:03 PM
750+. mid 40s. i had a long standing high balance on a BoA card that took forever to pay off. had to get a secured card a few years ago and was diligent in paying it off before the statement balance. i believe this has improved my score but i hadn't checked in years prior to doing it recently so i can't say exactly what has changed

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is it bad if i opened up a line of credit with a store and i don't really plan on using it? what would closing it without using it do to my credit?