it can be pretty frustrating.

on the car thing, I went through a local car buying service. They look for the car for you. you tell them the model, version, features, etc.

they'll can also bring the car to you or you can pick it up and their office.

and also help nail down the financing. they set me up with Georgia United CU. the CU took another .25 off my rate since I used that buying service. my rate ended up at 2.69 for a 2016 vehicle that I bought in 2018

let me know if you want me to send you that info.