13423514, Such a scam. Posted by Brew, Wed Feb-10-21 12:45 PM
>shit is a scam
The most financially responsible you can possibly be is to have *no debt*. Yet, if you have no debt, your score *decreases*, even if you've had debt in the past w/100% on time payments and no derogatory remarks.
That's some bullshit right there. But it's obviously by design.
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