13423505, I think my score plateaued because I don't use much credit
Posted by PimpTrickGangstaClik, Wed Feb-10-21 12:14 PM
It hasn't changed in about 3-4 years. Meanwhile, I've never been late once my whole life. And I'm using only like 1% of my available credit.
Credit Karma dings me because I only have 4 accounts, all credit cards.
But from what I understand, there's no effective difference when you get into the high score ranges (i.e. 750 is treated the same as 830)
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