I'm currently getting a boost of 8 points on my Experian report because of Boost (mobile phone, the electric company, my internet service.)

The issue is the boost is only for Experian - those utility accounts won't show up on TransUnion or Equifax. It would be helpful if I was applying for credit from a lender that specifically uses Experian, but not much more than that. So you have to balance that benefit with the potential negative of giving Experian your bank account information to connect with and find accounts. Just depends on how private you want to be with your information.