nvm found my answer.

this sounds like some bullshit that they werent prepared to roll out (and might never be). or they couldnt afford the cost of development and are using whatever interest they generated via media and their waiting list size to persuade someone to invest capital.

how do you have a waiting/beta list when you dont even have a product to begin with? you still gonna do a staggered rollout months from now when you finally get something up and running?

https://bankgreenwood.com/faqs/
-----

Why can’t I sign up for my digital bank account today?
We strive to deliver the best-in-class digital banking services to you from day 1.
That means we put our product through robust testing to ensure bugs are identified and removed before we take your money. We will only move forward with the product launch when we can give you the product and services our community deserves. So, stick with us. It will not be long. Your opportunity to be a full Greenwood customer is right around the corner.

Why am I moving down on the waitlist?
People have the opportunity to move up on the waitlist by inviting friends who then sign up. You too can improve your position by inviting more of your friends and family to the community. Rest assured that either way, everyone will be allowed to be an active customer with Greenwood.
Thank you for your support.