I'm in the middle of a refi right now. I'm in a 15 that's at 3.75. the new 15 will be at 2.75 and I'm getting some cash out to pay off the car.

once its all done, I can tackle this zombie ass student loan. so sick of that.

I use quicken for all things mortgage. they make everything so easy on their site and are in constant contact. I never feel like I'm out of the loop.

edit:
I also refied the student loan, which will now also be through a CU.