Money will be given to fund Black institutions, not individuals, that were impacted by slavery. And that will be where the bulk of the money goes.

If there are any checks issued to individuals, those will be for wrongs individuals suffered due to policies that *they* endured...unless it can be proven that a parent's hardship affected the child (and you can certainly make this case). But that hardship xfer isn't going to be traced all the way back to slavery.