This was right after the crash in 2008. He kept stressing Mutual bonds as the best investment.

I approached him after the dinner and I could tell he was annoyed because he was looking for old money. He said “ignore everything I just said, invest in the stock market.. you have time to make a bunch of gains before switching to bonds”

I’m staying in the market for a while.

Once I get closer to “retirement” age I will move more money to bonds.