You should have a pension if you've been working for 25 years.
You should get social security.
Your home and car should be paid off.

If you are collecting 45k on top of everything else without having to work, I consider that wealthy. If you can leave something to your children and still enjoy your golden years, health, partner and hobbies, I consider that wealthy.

Not sure if you are talking Jayz beyonce, Richard Branson wealth or millionaire next door wealth.