Again, I'm no expert, but how does skyrocketing unemployment and underemployment support growth in the market? I get that it's propped up by low mortgage rates and possibly a shift to remote work, but I can't trust this. I'm also curious who is doing most of the home buying - is it home owners or investors? It feels like we're playing by some new rules that no one told me about.

I'm gonna hold on to my cash a little longer and see how this plays out.