>But if you paid $3500 for mortgage and now all you have to pay
>$400 in taxes each month or whatever the cost is.. how the
>hell do you fuck that up and not come out ahead of the game?


Taxes for the house are rolled into my mortgage, so I don't really see them (tho I keep track of how much it is every year). I own a lot too, and I just get a bill every year for that. It's less than $200 so it's easy to just handle it, but if it was $2k it might be a problem.

I'd probably set up an escrow for property taxes and insurance if my crib was paid off for that reason.