And I’m talking real Bay Ho and not west Clairemont that some real estate agent is trying to convince non SD residents that wear Clairemont is Bay Ho. I think Bay Ho was fairly affordable back during the 08 housing market crash but I was too young and not established career or financially to buy at that time.

I work for a local tribal government so I feel my job is mostly safe, no job is ever 100% safe but I feel secure. My wife works at the Research Foundation at SDSU so she feels fairly safe and secure.

I just need a $800K to $900k home to dip to $675k to $750k and I’ll pull the trigger. I just need to hit that 20% down to avoid PMI because fuck that.