we used it a few times to replace/repair stuff. our first hot water heater busted not long after we moved in here. the warranty helped a lot cuz I was broke af. basically house poor.

I dropped it as we got appliances replaced. it was just another bill. I hated paying the monthly cost, the cost to diagnos, and then eventually the cost to repair/replace the item. felt like we might as well just replace the broken item with the money that would've been spent on the warranty.