>We prolly can’t get into our dream home with a 15 year until
>they are both out of daycare.
>
>

this is why the subprime shit popped off
people thinking their second home should be their "dream home"
That should be your 3rd home
i dont know any wealthy person outside of lottery situations (lottery winners/athletes/celebs/tech) who bought their dream home second

the first home should be your biggest investment and biggest return
second home should be slighty lower investment and bigger return
third home should be no investment and no return and be stable

my mom is going through this right now

first home had a return of 120K
second home has a potential return of 460K
she is currently looking at here third home with a new husband...they can dream because of their returns before