>and I ain’t living in the hood. Doubt they give incentives
>for living in the nice part of Baltimore.. if there is one.

Not everything is hood but, like said before, going a few blocks in different directions could land you in a different world.

For example, there is Ten Hills. Step outside of there, on one side, and find yourself in Edmonson Village. Go the other way and you’ll end up down on Franklin Avenue near the Beechfield and Irvington neighborhoods. Go a few more blocks north and you’d end up in West Hills or Rodney Heights which are two nice neighborhoods.