because don't most credit applications require you to list closest relatives? Is that the same as "otherwise named in some fiduciary capacity" ?

>or are otherwise named in some fiduciary capacity, you should
>personally be good. Though debtors might try to scare you into
>paying some shit. You shouldnt have any liability. My dad was
>basically in the same situation. BUT he had a single insurance
>policy (annuities usually fall outside of an estate)that was
>over 20 years old & paid up and I was named sole beneficiary,
>so I was good.

Thanks for the insight you're providing too!!

"Get ready....for your blessing....."